Put your Crypto to work.
Get a loan on the conditions no bank will ever have.
Trustless service – all assets stored in the blockchain.
Use any digital asset as a collateral
- No Credit Check
- Low interest rates
- Full privacy
Money make money, right? But in Fiat world it takes lots of time or a huge «headstart». With crypto you can use any amount of your savings, even $100 – lend it with APR, higher than the banks have and try to earn even more with crypto – the new gold.
- Set any conditions
- Your assets are safe
- Simple management
- Flexible strategy
You have some crypto left, you don’t want to sell it and don’t know what to do with it either? Use it as a collateral to take loans in crypto or fiat on conditions no bank will ever have – any amounts, no credit scores, nothing! Your crypto will do, and you will get it back in full once you repay the loan. We stand aside – no assets are stored at our service, only independent, transparent blockchain wallets.
- Borrow any amount
- No credit scores
- No credit history
- No guarantors
Sends an equal sum in BTC – fast, secure and fully private
Has spare funds to invest
Gets collateral as a security
Sends digital asset as a collateral
Gets it back once repaid
Has a digital asset, doesn’t want to sell it
Gets any desired currency
Pays back
Asks for $100
See the Loan Market
Benefits for both sides
For lenders
-
A new use case for your crypto
Trittium is now introducing monetization of tokenized assets. Your Blockchain assets are the ideal form of loan collateral. Make em’ work – why letting go?
-
Go big
Anyone can become your borrower. You can lend as much as you wish – there’s no cap to the loan amount. Whatever feels right for you.
-
It doesn’t cost a fortune.
The nature of the Blockchain eliminates fraud and thus greatly lowers associated costs.
For borrows
-
The right investment
With us, you decide which loans to take. You only invest if it feels right for you. Once you have decided on a deal, the rest is on us –we have automated the process for you.
-
Stay secure
Protection against collateral devaluation, as well as an automated obligation refinancing mean that you always enjoy a high level of security.
-
An all-round solution - it’s that simple.
No need for a credit score, credit history or a guarantee for that matter. Backing a loan with your crypto collateral means quick and easy process.
Special conditions for Trittium users
- One account for all services
- 20% Fee discount
- Special offers & promotions
Great with other Trittium services
-
TrttAuth
One key provides you with access to all the trttServices (trttNodes, trttWallets, trttLoans).
Learn more -
TrttNodes
Get ready for a new generation of investment platform.
Easy to get in with minimum amount of 10 EUR invested and no limits on the invested amount. No pre-defined seat, shares or slots
Learn more -
TrttWallets
Access and operate with your funds from everywhere on any device with trttWallets (desktop, mobile, web applications).
Learn more -
Explorer
Powerful & open block explorer. See all the Trittium nodes, transactions and ROI.
Learn more -
trttPay
Purchase lots of tokens in a flash.
Coming soon
Fees
Charged off the borrower when they have not transferred the collateral within the specified time frame after the creditor replied to their request, therefore aborting the loan issue. Charged off the borrower’s balance in TRTT - 0% of the interest amount on the loan.
Now this commission is 0 and is not debited!
Charged off the lender when the lender did not transfer the loan within the specified time frame after the borrower responded to the lender's offer, therefore aborting the loan issue. Charged off the creditor's balance in TRTT - 0% of the interest amount of the requested loan amount.
Now this commission is 0 and is not debited!
Charged off the lender when the lender did not transfer the loan within the specified time frame after responding to the borrower's request, therefore aborting the loan issue. Charged off the lender's balance in TRTT - 2.5% of the interest amount of the requested loan amount.
If at the time of charge there are not enough funds on the balance, then a debt is created and the commission will be debited later if funds are available.
Charged off the borrower when the borrower did not transfer the collateral within the specified time frame, after they responded to the lender's offer, therefore aborting the loan issue. Charged off the borrower's balance in TRTT - 2.5% of the interest amount on the loan.
If at the time of charge there are not enough funds on the balance, then a debt is created and the commission will be debited later if funds are available.
Loan processing fee applies to the borrower:
- Charged off the balance in TRTT at the time of the successful conclusion of the transaction, when the borrower received the loan. If at the time of charge there are not enough funds on the balance, then a debt is created and the commission will be debited later if funds are available;
- or added to the collateral and charged off it when the deal is closed, charegd in the collateral currency;
- or deducted from the principal amount of the loan when transferring funds, only if the loan is in fiat, it is charged in the currency of the loan (not functioning yet).
The сommission rate starts from 1 to 3% of the loan amount, depending on the loan term:
- 1 - 360 days — 1%
- 361 - 720 days — 2%
- 721 - 1080 days — 3%
Payment in TRTT is a subject for a 20% fee discount.
The commission for the Collateral termination by a Margin Call is 5% of the collateral amount and is charged off from the collateral when transferring the collateral to the lender.
The commission for reducing the collateral is 5% of the returned amount, charged off when funds are transferred to the borrower's address from where the collateral was originally transferred.
The commission for the collateral termination applies when the borrower fails to repay the loan on time and is 5% of the collateral amount, charged off from the collateral when transferring it to the lender.
Algorithm for calculating the amounts and commissions for the collateral termination, when the borrower did not repay the loan on time:
- determine the amount of transfer to the lender in the currency of the collateral equal to the full repayment amount, take from the collateral amount;
- take a commission of 5% from the reminding amount of the collateral for closing the transaction in case of delayed payment;
- if the resulting balance is over the minimum transfer amount, then we transfer it to the borrower;
- if the resulting balance is under than the minimum transfer amount, then we transfer it together with the commission in the service’s favor.
Frequently Asked Questions
General
Trittium is a block-chain based peer-2-peer lending platform.
It allows holders of Blockchain assets to leverage their holdings as collateral for cash loans. Trittium is the first asset-backed lending platform to give Blockchain asset holders access to liquidity without them having to sell their crypto currencies. We provide investors with an innovative and secure opportunity to lend against a high-growth asset class through a fully-collateralized debt vehicle.
Blockchain assets are an ideal form of collateral because they are inexpensive to transfer, store, and liquidate when compared to traditional forms of collateral like real estate or stocks. The key innovation of the Blockchain is its distributed, peer-to-peer ledger. The Blockchain allows for the highly efficient management of collateral in a transparent and publicly viewable manner. This eliminates fraud and greatly lowers transaction costs. Because Trittium is built to capitalize on the advantages of distributed ledger technology, we can offer competitive interest rates to borrowers and an attractive risk/reward profile to lenders.
Trittium is the name of the brand and crypto currency coin owned by Megano International Co.
Megano International Co is registered in Talin, Estonia…
Estonia is a European Union member, which has its E-government and provides E-residency for entrepreneurs. This means that the company can be managed completely online.
Estonia also grants specific licenses to companies which are operating with crypto currencies which allows us to offer wallet and crypto exchange services.
One of the reasons that Trittium chooses the Blockchain technology is that there no borders and limits for crypto. trttLoans and all other trttServices are available worldwide.
The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. The term is commonly used by banks and building societies to represent the ratio of the first mortgage line as a percentage of the total appraised value of real property.